About Houston Bankruptcy Resource Center
An independent legal referral service serving Harris County and Greater Houston
Confidential intake line: (713) 375-4201 | Available 24/7
Who We Are
Houston Bankruptcy Resource Center is an independent referral service dedicated to helping Harris County residents find qualified, licensed bankruptcy attorneys in the Southern District of Texas. We are not attorneys, and we do not represent clients. What we do is make the process of finding the right legal help faster, simpler, and less stressful — at no cost to you.
We built this resource because too many Houston residents facing financial hardship spend critical time searching for trustworthy legal help instead of getting it. Whether you are dealing with wage garnishment, a foreclosure notice, overwhelming credit card debt, or a repossession threat, the right bankruptcy attorney can change your situation — and finding that attorney should not be another obstacle in your way.
Service Area: Houston Bankruptcy Resource Center serves residents throughout Harris County and the greater Houston metropolitan area, including Downtown Houston, The Heights, Katy, Sugar Land, Pearland, Pasadena, Webster, Friendswood, Baytown, The Woodlands, and surrounding Southeast Texas communities. Our referral network includes attorneys who practice at the U.S. Bankruptcy Court for the Southern District of Texas, Bob Casey Federal Courthouse, 515 Rusk Street, Houston, TX 77002.
How Our Referral Service Works
Getting connected with a Houston bankruptcy attorney through our service is straightforward:
- Submit a free evaluation — tell us briefly about your situation using the form on this site or call (713) 375-4201.
- Get matched — we connect you with a licensed Texas attorney from our network who handles your type of case in Harris County.
- Free consultation — the attorney will review your situation at no charge and explain your options under Texas and federal bankruptcy law.
- You decide — there is no obligation to retain any attorney we connect you with. The consultation is yours to use however you choose.
Ready to Speak With a Houston Bankruptcy Attorney?
Consultations are free, confidential, and available 24/7. Call us at (713) 375-4201 or start your evaluation online.
START FREE EVALUATIONBankruptcy Options We Connect You With
The attorneys in our network handle the full range of consumer bankruptcy matters filed in the Southern District of Texas, including:
Chapter 7 Bankruptcy — Often called a “fresh start,” Chapter 7 allows eligible filers to discharge most unsecured debts including credit cards, medical bills, and personal loans. Eligibility is determined by the means test, which compares your income to the Texas median. A Chapter 7 case typically concludes in three to four months.
Chapter 13 Bankruptcy — Designed for individuals with regular income who have fallen behind on secured debts such as a mortgage or car loan. Chapter 13 allows you to catch up through a structured three-to-five-year repayment plan while the automatic stay immediately halts foreclosure, repossession, and collection actions. It is one of the most effective tools available to stop a Houston foreclosure mid-process.
Texas Exemptions — Texas offers some of the most generous bankruptcy exemptions in the country. The Texas Homestead Exemption protects your primary residence regardless of its value. Additional exemptions cover personal property, vehicles, retirement accounts, and more. The attorneys in our network are experienced in maximizing these protections for Harris County filers.
Our Commitment to Harris County Residents
Every attorney referral we make is to a licensed member of the State Bar of Texas. We encourage all prospective clients to independently verify attorney credentials through the State Bar of Texas before retaining any legal representation. We do not guarantee any specific outcome, and prior results described on this site do not guarantee a similar result in your case.
If you have questions about our referral process or want to speak with someone before submitting an evaluation, call our intake line at (713) 375-4201 anytime. We are available 24 hours a day, seven days a week.
